U.S. Housing and Urban Development Secretary Ben Carson today announced HUD will speed federal disaster assistance to the State of Texas and provide support to homeowners and low-income renters forced from their homes due to Hurricane Harvey.
To date, President Trump issued a disaster declaration for eighteen affected counties. The President’s declaration allows HUD to offer mortgage/foreclosure relief and other assistance to certain families living in impacted counties.
HUD is offering the following disaster assistance:
Rural Development can help existing Rural Development borrowers who are victims of natural disasters. Below are brief descriptions of the disaster assistance options for our borrowers. FEMA is the lead agency that provides direct assistance to disaster victims. However, Rural Development’s regular Housing, Business and Utilities Programs can help individuals, families, business owners and communities affected by natural disasters.
USDA is offering the following disaster assistance:
Disaster victims who are not Rural Development borrowers should contact FEMA. FEMA will be making USDA-Rural Development housing vouchers available to those displaced by the storm. Multifamily Housing has been given two contacts at FEMA who are leading the housing assistance planning effort at FEMA:
o John Carleton –
o Blair McDonald –
What is available to assist you if you have been impacted by disaster and are a Rural Development (RD) Single Family Housing Direct borrower?
o Moratorium- If you have excessive, non-reimbursed expenses resulting from damage to your property; non-reimbursed medical expenses or have lost your job as a result of the disaster, you may be eligible for a moratorium which is a temporary period where you are not required to make your house payment for up to 180 days.
o Insured Losses- If your property is damaged, please contact us to obtain a claims package which will explain how to work with your insurance agency and RD to process your claim.
o Payment Assistance- If your income has been reduced by over 10% and will be for the foreseeable future, you can request a payment assistance package. We will review the information to determine if you may be eligible for payment assistance or an increase in the assistance that you currently receive.
o FEMA Assistance- If you encounter circumstances where your personal insurance will not cover damage from the disaster, you may contact FEMA at (800) 621-3362(FEMA) or TTY (800) 462-7585 for potential additional assistance or at www.DisasterAssistance.gov.
To request loan servicing assistance, borrowers should contact the Customer Service Center (CSC) Monday through Friday, 7:00 A.M. to 5:00 P.M. Central Time. Please have your account number or social security number available when you call or write us: USDA, Rural Development, CSC, Post Office Box 66889, St. Louis, MO 63166, Phone: (800) 414-1226, TDD: (800) 438-1832, Email Inquiries:
Residents in Rural Development-financed apartment complexes who are displaced by a natural disaster may apply for occupancy at any of our apartment complexes and receive special priority consideration for the next available unit. Displaced tenants who are receiving Rental Assistance may have their subsidy transferred if the complex they move to is eligible for the Rental Assistance program. Although Rural Development expects borrowers’ hazard insurance to cover damage costs associated with the disaster, we can consider temporary measures to reduce borrowers’ financial burdens and work with them, if needed, to develop a servicing workout plan.
To request loan servicing assistance, borrowers should contact Multi-Family Housing Specialists in their State Office.
Community Facilities borrowers adversely affected by a disaster can receive servicing assistance to help minimize their losses. To request loan servicing assistance, borrowers should contact Community Program Specialists in their State Office.
IRS Gives Tax Relief to Victims of Hurricane Harvey; Parts of Texas Now Eligible; Extension Filers Have Until Jan. 31 to File: